In the financial industry, there are two concepts that form the basis of most transaction activities. One is savings and the other is investment. There is a difference in execution between the two concepts.

In terms of financial context, investment refers to any money that is spent today in the hope of financial benefits that may be reaped future. Any investment is the act of buying or creating assets with an expectation that the same would yield interest earnings, dividends, capital appreciation, or any other return. All investments are differentiated from other types of transactions based on the aim of the money spent. The investment money has a certain type of return.


Types Of Investment

Fixed Deposit Rate

Fixed Deposit Rate investment refers to the practice of investing funds in fixed deposit accounts offered by financial institutions. A fixed deposit is a type of investment where individuals deposit a specific amount of money for a predetermined period at a fixed interest rate.

Mutual Funds

Mutual funds, being linked to the market, do not guarantee fixed interest rates. However, over a 10-year average, companies have consistently provided returns of 10-15%. Considering India's anticipated rapid growth rate in the future, mutual funds have the potential to offer even higher interest rates.

RD Interest Rates

Recurring Deposit is a monthly investment where you deposit a fixed amount of money. Once the maturity period is complete, your money is returned to you along with fixed interest rates. Many clients consider it a safe investment option due to the guaranteed returns. You can make payments on a monthly basis in this investment.


In the insurance market, there are various types of insurance available. The first type is market-linked insurance, while the second type covers property, health, and child insurance. Additionally, there is another type of insurance that involves planning for future needs, such as requiring 5,000,000 rupees for your daughter's wedding and education expenses, or opting for a retirement plan. Based on the future demands that you foresee, it is wise to make investments gradually by borrowing small amounts, ensuring a secure investment for the future.

Gold Rate

Gold rate investment refers to the practice of allocating funds towards the purchase of gold as an investment asset, based on the prevailing market rate of gold. Gold, a highly valued precious metal, has been regarded as a store of wealth and a medium of exchange for centuries. Investing in gold involves monitoring and analyzing the fluctuating rates at which gold is bought and sold in the market.


If you are looking to buy a property (plot or house) anywhere in India, GPS Pariwar is here to assist you in property search in metro cities, and that too, free of cost. GPS also handles legal issues related to the property. They provide the convenience of finding properties of your liking in your preferred areas, all from the comfort of your home (hassle-free), and even assist in property marking