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Personal Loan

You can avail a Personal Loan without pledging any collateral, no collateral, and you will have minimal documentation and easy eligibility criteria. This type of instant loan does not have any end-use restrictions, which means you could finance a royal wedding or a trip to your dream destination.

GPS will connect you to a lending partner of your choice. Our team will take you through the process quickly and easily. Your choices will yield fast approval and quick repayment for your personal loan.

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personal loan

Different Types of Home Loan for Your Varied Needs

A vast array of institutions offer you the best home loan rates at the most competitive rates and affordable EMIs.
Types of mortgage and home finance are discussed in brief below

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

Home Loan

A Home loan happens to be the most common type of loan wherein the house is held as collateral until you repay the loan. Numerous housing finance companies, public and private banks make such offerings with a choice of repayment options.

How To Apply For A Personal Loan

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Check Your Eligibility
Click On Apply Now
Fill In Personal And Financial Details
Submit Application

Eligibility Criteria for a Gold Loan

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Check Your Eligibility
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Click On Apply Now
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Fill Your Personal And Financial Details
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Submit Application

Different Types of Personal Loans for your Special Needs

Medical Emergency Loan

A medical emergency can knock on your door when you least expect it. Unfortunately, most of us aren't prepared enough and face the turmoil it brings along. No warning situation can land you in trouble as these unforeseen expenses are unthought and unplanned. GPS stands tall with you in need of an hour. With multiple Personal loan options and quick disbursals, you can claim a hassle-free loan to attend your contingency.

  1. Up to Rs. 25 lakhs Medical Emergency Loan
  2. Up to 72 Months Repayment Period
  3. Flexible EMIs
  4. Attractive Interest Rates

Marriage Loan

Have you placed your wedding in the shopping cart with exquisite location and dreamy décor? If yes then you need not worry about ready funds to drive your wedding. GPS Personal Loan is tailor-made to host all your financial needs. A picture-perfect wedding demands expenses of various kinds including- caterer, venue, décor and more. To fund all your wedding needs, GPS assists you in meeting the right lender and borrow right!

  1. Up to Rs. 25 lakhs Instant Marriage Loan
  2. Up to 72 Months Repayment Period
  3. Flexible EMIs
  4. Attractive Interest Rates
  5. Easy documentation

Debt Consolidation Loan

Consolidate all your debts in one place and ease your loan repayment with our Debt Consolidation Loan Product. Debt Consolidation Loan helps you combine all your outstanding loans and pay just one for your ease and convenience. Moreover, when you pay off all your outstanding loans, you can avail better interest rates and enjoy affordable EMIs with us.

  1. Up to Rs. 25 lakhs Instant Debt Consolidation Loan
  2. Up to 72 Months Repayment Period
  3. Flexible EMIs
  4. Attractive Interest Rates
  5. Easy documentation

Travel Loan

Has the global pandemic shelved all your travel plans to the snow-covered ranges, beautiful hills or dreamy beaches? Well, it's time to redeem and travel back! Get Set & Go to your dream destinations without worrying about your budget. Avail a holiday loan product to ease your travel and add good memories with us. GPS offer you the best and helps you borrow right. A measure of budget, planning of dates and a holiday loan that fits the best is all you need to set some astounding travel goals.

  1. Up to Rs. 25 lakhs Instant Travel Loan
  2. Up to 72 Months Repayment Period
  3. Flexible EMIs
  4. Attractive Interest Rates
  5. Easy documentation

Types Of Personal Loan

Medical Emergency Loan

Marriage Loan

Debt Consolidation Loan

Travel Loan

Personal Loan Eligibility

Eligibility Criteria Requirement
Age Minimum Age: 18 years and Maximum Age: 70 years
Resident Type The applicant must be (any one):
  • Resident Indian
  • Non-Resident India (NRI)
  • Person of Indian Origin (PIO)
Employment The applicant can be (any one):
  • Salaried
  • Self-employed
Net Annual Income At least Rs.5-6 lakh depending on the type of employment
Residence The applicant must have (any one):
  • A permanent residence
  • A rented residence where he/she has resided for at least a year prior to applying for a loan
Credit score A good credit score of at least 750 or more obtained from a recognised credit bureau

Features of Personal Loan

No Collateral or Security

No collateral or mortgage to avail a personal loan. Loan approval is based on your credit score, credit report, repayment history, and other criteria.

Flexible Tenure

You may avail a loan for a flexible period ranging from 12 months and 72 months.

Quick Disbursal

Once approved, disbursal of your personal loan happens within a few hours. If you avail a pre-approved personal loan, the disbursal would be as short as a few minutes.

End-Usage-Flexible

No end-usage restrictions on a Personal Loan gives you the liberty to meet multiple purposes including medical emergencies, holidays, business, or debt consolidation.

Minimal Documentation

Identity proof, proof of residence or address, and income proof are the only requirement for a personal loan.

Flexible Loan Amount

Factors determining your loan value are repayment history, monthly income, age, profession, employer reputation, etc.